Description and Requirement
This role holder is responsible for evaluating, authorizing, or recommend approval of unsecured credit loans. Advise borrowers/branches on financial status and methods of payments
- Have a good understanding of lending procedures and customer service experience.
- Approve loans within specified limits and refer loan applications outside those limits to management for approval.
- Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files in the system.
- Work with junior underwriters to identify their submitted documents and to find ways of reaching to get the defined target.
- Prepare and submit daily and monthly Loan Approval reports to VCGMA.
Requirements
- Degree Holder or higher in Business Admin or any other discipline
- Credit underwriting experience for minimum 1 year
WHO WE ARE
Since 2017, KBZ Bank has undergone a significant transformation to become Myanmar's leading digital and mobile-first bank. Our initiatives have included restructuring leadership, enhancing risk management, and improving transparency. Notably, we launched KBZPay in 2018, a mobile wallet now serving over 10 million users, greatly expanding financial inclusion. Recognized for our governance and inclusion efforts, we continue to drive growth and accessibility in Myanmar's banking sector.
WHAT'S IN IT FOR YOU:
- Rapid growth opportunities with a steep learning curve.
- A dynamic and challenging work environment in the banking sector.
- Commitment to your personal and professional development.
- A diverse and international team fostering inclusion.
- Engaging in company and team events.
- Immediate responsibility and impact in a fast-evolving global bank.
- Comprehensive benefits include health insurance and ongoing learning and development opportunities.